Our Agency has been in business for 14 years.  We are a locally owned, independent insurance and employee benefits consulting firm located near the Medical Center in San Antonio, TX.

We work with individuals, families, and businesses of all sizes to assist with planning for a secure financial future and provide a full scope of employee benefits.

We are in the business of building long term relationships with our clients and strive to make sure that we give the best possible service long after an insurance plan has been implemented.

E. Hector Villareal, Caroline Hesseltine and Scott A. Villareal have received Small Group Certification by the Texas Department of Insurance.

The firm can draw from over 85 years of combined experience in the Employee Benefit arena.  We are strong supporters of the Association of Health Underwriters on the Local, State and National level. 

We have received extensive training over the years in the areas of health insurance, life insurance, long term care insurance and disability insurance for individuals, families, and employer groups.

We do not work for an insurance company; we work for you, the client, as independent advisors to give you an unbiased variety of companies, options, and prices.